Synchrony Financial

SYF · Financial Services

$72.80
-1.25% today

What a holder would want to know before buying SYF: where the price sits in its own history, how far it has fallen before and whether it recovered, and what the business behind it earns. All of it is arithmetic over free market data — no opinions, no recommendations.

Where the price sits
Low $63.78 · Mar 2026High $88.47 · Jan 2026

Today’s price is 14% above the lowest point of the past year and 18% below the highest.

Over the past year it was cheaper than today on 35% of days and more expensive on 65%. Over the last 10 years: cheaper on 93% of days.

2% below its average price of the last 200 trading days.

How bad does it get

Fell 20% or more 5 times in 10 years. The deepest fall was 68%; the longest took 3.1 years to get back to its peak. Every one recovered.

Now 18% below the Jan 2026 peak.

Jan 2025
−38%back in 5 months
Oct 2021
−49%back in 3.0 years
Jan 2018
−68%back in 3.1 years
Jan 2017
−30%back in 11 months
Jun 2016
−27%back in 5 months
What you own

Synchrony Financial · Financial Services · Credit Services · a large company worth $23.69B

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and…

Is it making money?
2022
2023
2024
2025

revenue profit

Sales of $14.98B in 2025, with $3.55B of profit. Sales grew in 2 of the last 3 years.

Keeps about 36 cents of every dollar of sales as profit.

Is it healthy?
Cash
$16.19B
Debt
$16.43B

Holds $16.19B of cash against $16.43B of debt.

Is it expensive?

You pay $7 for every $1 of last year’s profit, and $7 for every $1 of profit expected next year.

A high number means buyers expect growth; a low one means they expect little, or fear trouble. Large US companies have averaged roughly 15–20 over the decades.

Pays 1.84% a year in dividends at today’s price · next ex-dividend Aug 5.

What others are doing

24 analysts: 16 say buy, 8 hold, 0 sell. Their average 12-month target is $88.17 (range $78.00–$104.00).

Insiders made 1 purchase and 8 sales in the last 6 months.

Free data from Yahoo Finance, refreshed daily. This is evidence about the business and its price history, not a recommendation.

Now try it without risking anything

Poshkan is paper trading: real prices, virtual money. Buy SYF with $10,000 that isn’t real, set a stop before you enter, and find out what your idea would actually have done.

Data from Yahoo Finance, refreshed hourly. Nothing here is financial advice. Poshkan is a paper-trading simulator — all money, trades and returns are virtual.